We had a slight ice storm here yesterday. I wouldn’t call it “ice STORM” actually, because I’ve seen those up north. This was a lighter “ice glistening”. I went out and took a few pictures for the rare occasion. Up north they are having lows below 10, and highs in the 20s if they’re lucky. We are getting down to their high temps. at night, and will reach up to the 40s at least.
This morning it is about 30 degrees and climbing, not warm by any means, but the sun came in so bright by 8am that it woke me from a sleep. I was once again dreaming of working with children, guiding them to somewhere. This is my constant dream, I am a teacher or guider of children. I am sure that is my calling, at least for what the Bahai’s call the “core activities”. When I am not in contact w/ children, I feel very out of sorts. So one project I need to take seriously and get done is an organized set of 15 lessons on virtues that I can have ready to do anywhere, something open to all, something that helps children find the gems inside of them.
I’ve had money on the brain so once again worked on a budget this morning. I could write a long essay on this but suffice it to say, I am thinking back over how Al & I have struggled financially all our lives. Our entire life together. For many reasons. Nothing was ever handed to us on a silver platter. If my father had LIVED (longer than he did), then maybe I would have had such a thing. But not after he passed when I was 16 yrs old. From then on, it’s been one financial struggle after another. Then Al and I got married before we were 20. In Al’s father’s book, that meant we were on our own. Nothing ever came from there to help us out financially. So from ages 18 & 19, we have made it ourselves.
What this means is a particular UNDERSTANDING of what it means to be first generation college, make it on our own, because that’s exactly what we did. My father having a PhD did nothing to show me the way through the academic zone. I did it all on my own. Through the 1980s & downsizing, we were hurt by that when Al lost at least a couple middle management jobs. I know what it is to need food stamps, to stand in that line, to have people think you’re stupid, to be looked down upon, to have people in the grocery line behind you give you hate stares. I know what it means to ask my doctor’s permission to get my kid vaccinations free from the county health dept. & have them turn me down, because I was dressed well and they “didn’t think I needed it”. At the time, I was job hunting. I know what it is to have a “friend” get mad at you for having 4 kids, because she thought we couldn’t afford it. She told me she stopped at 2 because of us. She was nuts, but these things stay with you. And I know what it is to stand in a line to get government cheese. These things leave their mark on you that never leaves.
Al and I have worked HARD all our lives. So all that being said, we have made it, always made it. But besides all the things we had no control over, I wonder now what part of it was us. When you live all your married life, always living within your means but never saving a dime, something is going on psychologically that you never have the EXPECTATION of saving anything. That is what I am now trying to change. There is no reason why, at this time in our lives with our current income, we cannot save something every payday. So I spent some time again working on a budget.
This is nothing new either, I’ve done budgets out the wazoo and nothing much ever comes of it. But you have to just go back to it again, yet again, and look at your circumstances. For some time now, I’ve kept detailed records. They are just now becoming even more detailed. We will figure this thing out. I figure I have 20 years to work, build up a retirement check from TIAA-CREF, then retire. The best thing we can do besides that is save some money ourselves, regularly, without fail. This will make all the difference in the world for our kids to have anything when we pass, and also help us when we get “old”.
The pond is calling to me and my plan is to take a lengthy walk. I must get out into this gorgeous sunshine out there, even if it is “cold”.