How the Poor pay higher rates than middle class or wealthy

March 29, 2014

We recently moved to inner city Columbia. We are happy here. If you go downtown and turn left on Main, everyone you see has darker skin tone than me. There are certain areas and streets we avoid, and wouldn’t walk down at night, but it’s okay. We hear ambulance sirens and trains, a hospital is a few blocks away, as well as a number of colleges, including two historical black ones and a women’s college. It is South Carolina after all, and still very segregated. Though many would like to take it down, the Confederate flag still flies directly in front of the Statehouse. Our Governor declines free Federal money to help build our schools into more than they are now, it doesn’t hurt her children or other upper class families because their kids attend private schools, and life goes on, segregated by choice for those who can afford it.

Just shopped around for car insurance.

We’ve been paying $111./mo. for GEICO for a long time. My husband had one small accident last Fall. Their service was outstanding, they set up the appt w/ a garage, gave him another vehicle, the whole bit. They just raised our rates to 140. Then they heard our new address. All of a sudden it jumped to 173., with a 1st payment of 198. I told them it was discrimination of the poor & we had moved here “to work with youth”. The lady said disgustedly, “Where YOU moved to….”  I told her to come see our neighborhood, it is very nice, full of big, old trees and on a nice, quiet street of retired teachers. 
 
Progressive quoted me $164. online. Went to finalize it, it jumped to 209./mo.
 
E-surance was 192./mo. I guess we stay with GEICO. There is NO REASON the rates jumped to this high other than we now live in a predominantly African American, poor neighborhood, which actually for where we live, we are in one of the largest and nicest houses, and our neighbors are very quiet and very nice. House rental payment went down, Car insurance payment went up for no reason except discrimination against the poor, because they can. 

Acceptance

March 25, 2014

I try to accept

that people judged me

to be something I am not,

that their vision was so small,

that they knew me so little,

that they were so out of touch with who I am,

but it doesn’t help.

They know not a thing about me.

and when you give 500 percent,

and they throw you out like trash,

nothing makes any sense

anymore.

Idiots are free to roam the world

and take away the life

of others.

So you have to find a new way of understanding,

of coping with reality.

You have to know that when you get down to it,

there is only one who is in charge of your life,

your joy, and your place in the world,

and that is you.

So you just keep on giving,

forget your self,

and choose to be of service.

There is only One worth pleasing,

and there is always another day.

with gold we test our servants

March 25, 2014

no.53

O SON OF BEING! If poverty overtake thee, be not sad; for in time the Lord of wealth shall visit thee. Fear not abasement, for glory shall one day rest on thee.

no.54

O SON OF BEING! If thine heart be set upon this eternal, imperishable dominion, and this ancient, everlasting life, forsake this mortal and fleeting sovereignty.

no.55

O SON OF BEING! Busy not thyself with this world, for with fire We test the gold, and with gold We test Our servants. 

Image

 

3 days of grandkids

March 18, 2014

3 days of grandkids make me aware of the preciousness of a child’s heart, the freshness of youth, and how much energy it takes to keep up with them. Sad when they leave.
my sweets mar142014

my husband’s presence

March 10, 2014

The older we become,

the more I take comfort in my husband’s presence,

and the more I am aware,

that our friendship and love

is all that will survive of our existence,

and all that we may pass on

to our children and grandchildren.

continuing the Hidden Words of Baha’u’llah

March 10, 2014

Imageno.49

O SON OF MAN!   The true lover yearneth for tribulation even as doth the rebel for forgiveness and the sinful  for mercy.

 

no.50

O SON OF MAN!   If adversity befall thee not in My path, how canst thou walk in the ways of them that are  content with My pleasure?  If trials afflict thee not  in thy longing to meet Me, how wilt thou attain  the light in thy love for My beauty?

 

no.51

O SON OF MAN!   My calamity is My providence, outwardly it is fire and vengeance, but inwardly it is light and  mercy.  Hasten thereunto that thou mayest  become an eternal light and an immortal spirit.  This is My command unto thee, do thou observe  it.

 

no.52

O SON OF MAN!   Should prosperity befall thee, rejoice not, and should abasement come upon thee, grieve not,  for both shall pass away and be no more.

 

pompous

March 4, 2014

I think I’ll write a children’s book on being “pompous”. The Pompous King of Polandia” or some such thing.

My husband and I have lived long enough and led lives filled with enough activity, to know many pompous souls. People who have a need to spout their glory, to think themselves better than, and to feel good about it. There is so much that goes on in the world, it’s amazing any of us survive even for a time. They put other people down and in so doing, somehow imagine themselves two floors above, when they in fact are going to lie beneath the earth in so much time, just as everyone else. And the truth is, we can take absolutely nothing with us from this world. We leave it all behind. All that goes with us is those good deeds we have managed, and the good love we have shared with our families and loved ones. And that is all. NOTHING else matters, nothing else lasts. In 2-3 generations, even the memory of us is gone. Only the effort we put into this world, in the form of others now living, survives.

Fairness and Justice

February 22, 2014

Until you have been through a situation where you have faced an absolute injustice, it is difficult to understand that the world is not built upon fairness. We are so nieve. We think ourselves so powerful. We need to become more wise. The world is not set up upon the principle of fairness in practice. Otherwise, people wouldn’t be able to stick their foot in their mouth; decide between right and wrong; feel jealousy. The world is set up so that people can hurt and harm one another. This does not mean they are not responsible for the wrongs that they commit. It just means that they have a choice. If they make a bad decision and treat another with injustice, they will someday know this, and feel shame. It doesn’t matter if it is in this world or the next. They will know all that they have done. And by that time, it is too late to make amends.

If you are the one wronged, you have the choice to live with anger, or live with acceptance of the Will of God working in the world. If you are able to release the anger, then a greater good comes from it. You understand walking through the pain; you feel closer to God; and you accept, that no matter how people treat you, whether it is fairly or unjustly, what matters is living with integrity. And that is something that no one anywhere has the power to take from you. That is between yourself – and God. There is only One who I am in this world to please. That is all I am responsible for, that is all I have the power to control, and that is all that matters.

“Bring thyself to account each day, ere thou art summoned to a reckoning. For death, unheralded, shall come upon you, and you shall be called to account for thy days.” — Baha’u’llah.

 

Thomas Edison quote

February 17, 2014

“I have not failed. I’ve just found 10,000 ways that won’t work.” – Thomas A. Edison

The hardest thing

February 17, 2014

The hardest thing is when you know you’ve done a good job, you have validation you’ve done a good job, you have touched lives and held to a standard of excellence, and it doesn’t matter. People can judge you just because they want to. They don’t have to explain it, & you are left in the dark, end of story. Nobody understands this unless they’ve been through it. Otherwise, they still hold to the mistaken impression that the world operates on fairness.